US Personal Finance Calculators
Plan savings, debt repayment, budgets, interest and financial goals with free calculators designed around US dollars.
All US Personal Finance calculators
US Personal FinanceAPR Payment CalculatorEstimate a fixed monthly loan payment from principal, APR and term.US Personal FinanceAPY CalculatorConvert a nominal annual interest rate and compounding frequency into annual percentage yield (APY).US Personal FinanceCD CalculatorEstimate certificate of deposit maturity value and interest earned from APY and term.US Personal FinanceCompound Interest CalculatorEstimate future value with compound interest and optional recurring monthly contributions.US Personal FinanceCredit Card Payoff CalculatorEstimate how long a credit-card balance may take to repay with a fixed monthly payment.US Personal FinanceDebt Payoff CalculatorEstimate payoff time and interest for a debt using a fixed monthly payment.US Personal FinanceDebt-to-Income Ratio CalculatorCalculate monthly debt-to-income ratio from debt payments and gross monthly income.US Personal FinanceEmergency Fund CalculatorEstimate an emergency-fund target from essential monthly expenses and desired months of coverage.US Personal FinanceExpense Ratio Cost CalculatorEstimate annual and long-term fund expense-ratio cost using a simple balance-based estimate.US Personal FinanceInflation Impact CalculatorEstimate how inflation can change the future cost of goods and reduce purchasing power.US Personal FinanceInvestment Return CalculatorCalculate investment gain and total percentage return from starting value, contributions and ending value.US Personal FinanceMonthly Budget CalculatorCompare monthly take-home income with major spending and saving categories.US Personal FinanceNet Worth CalculatorCalculate net worth by subtracting total liabilities from total assets.US Personal FinanceReal Investment Return CalculatorEstimate inflation-adjusted real return from nominal return and inflation rate.US Personal FinanceRule of 72 CalculatorEstimate how many years it may take money to double at a given annual growth rate.US Personal FinanceSavings Goal CalculatorEstimate the monthly contribution needed to reach a savings goal by a target date.US Personal FinanceSavings Growth CalculatorProject how recurring deposits and interest can grow savings over time.US Personal FinanceSavings Rate CalculatorCalculate the percentage of take-home income being saved.US Personal FinanceSimple Interest CalculatorCalculate simple interest and ending balance from principal, rate and time.