India · House Property Tax

House Property Income Calculator India

Estimate taxable income or loss from a let-out house property after municipal taxes, 30% standard deduction and home-loan interest.

India-focusedAY 2026-27 planningMethod & assumptions ↓

Your inputs

Your results

Enter your values and calculate to see the result.

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How it works

For a simplified let-out-property estimate, Net Annual Value is gross annual value less eligible municipal taxes actually paid. A 30% standard deduction is then applied to NAV, followed by eligible interest on borrowed capital. Actual annual value can depend on expected rent, actual rent, vacancy and unrealised-rent rules.

Tax-regime note

AY 2026-27 treatment of a resulting loss differs by tax regime. Use the separate House Property Loss Set-Off Calculator for planning the usable loss.

Browse Salary & Tax calculators · All India calculators.

How to use this calculator

  1. Set Gross annual rent / annual value (default 360000).
  2. Set Municipal taxes actually paid by owner (default 20000).
  3. Set Home-loan interest for the year (default 250000).
  4. Set Your ownership share (default 100).
  5. Select Calculate to update the result. Reset restores the starting values.

Planning estimate only. Verify eligibility, tax regime, ownership share, loan details and current Income Tax rules before filing.

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