India · Loans & Finance

Sukanya Samriddhi Yojana (SSY) Calculator

Estimate Sukanya Samriddhi Account growth from annual contributions, an editable interest rate and contribution period.

Indian rupeesIndia-specific rulesMethod & assumptions ↓

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Enter your values and calculate to see the result.

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How this SSY estimate works

Sukanya Samriddhi Account is a Government small-savings scheme for a girl child. India Post currently lists an 8.2% annual interest rate, calculated yearly and compounded yearly. The calculator keeps the rate editable because Government small-savings rates may change over time.

Assumptions

This is a planning projection, not an account statement. It assumes the same annual contribution is made at the start of each contribution year and then compounds the running balance annually. Actual interest depends on deposit timing, notified rates for each period, account opening date and scheme rules.

Useful limits

Use the calculator to compare contribution levels and long-term outcomes. Before opening or funding an account, confirm current eligibility, deposit limits, maturity and withdrawal provisions with India Post or the authorised bank.

Browse India loans & finance calculators · PPF Calculator · KVP Calculator.

How to use this calculator

  1. Set Annual contribution (default 150000).
  2. Set Annual interest rate (default 8.2).
  3. Set Contribution years (default 15).
  4. Set Years to maturity (default 21).
  5. Select Calculate to update the result. Reset restores the starting values.

Planning estimate only. Scheme rules and rates can change; confirm the applicable rules with the official authority.

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