India · Loans & Finance

Loan Eligibility Calculator India

Estimate a planning-level loan amount from monthly income, existing EMIs, FOIR limit, rate and tenure.

Indian rupeesEditable assumptionsMethod & assumptions ↓

Your inputs

Your results

Enter your values and calculate to see the result.

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How this calculator works

FOIR is entered by the user because lenders use different eligibility policies. This is not a sanction or credit decision; credit score, age, employer, property and lender underwriting can materially change eligibility.

Important India note

Rates and product rules can change. CalculatorsOnline keeps rates editable where a universal current value should not be assumed. Results are educational estimates and are not a loan offer, investment advice or guaranteed return.

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How to use this calculator

  1. Set Net monthly income (default 100000).
  2. Set Existing monthly EMIs (default 15000).
  3. Set FOIR limit (default 50).
  4. Set Annual interest rate (default 9).
  5. Set Loan tenure (default 20).
  6. Select Calculate to update the result. Reset restores the starting values.

Planning estimate only. Confirm product terms, current rates, fees, taxes and eligibility with the relevant bank, lender or official scheme source.

Maintained by the CalculatorsOnline Editorial Team. Read our methodology policy.